Ask us About Market Place Open Enrollment

2026 -2027 ACA Affordable Care Act

Enroll

281-676-4347

Address: 20501 Katy Freeway Katy, TX 77450

2026 -2027. Open Enrollment

Market Place Open Enrollment for 2027 coverage starts November 1.
November 1:Open Enrollment starts — first day you can enroll in, renew, or change health plans through the Marketplace for the coming year. Coverage can start as soon as January 1.
December 15:Last day to enroll in or change plans for coverage to start January 1.
January 1:Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
January 15:Open Enrollment ends — last day to enroll in or change Marketplace health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

Banner reading “2026 Marketplace Open Enrollment; November 1: Open Enrollment Starts”

COUNTDOWN TILL NOVEMBER 1st

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Market Place 2026 Guidelines

Check 6 ways to get coverage now.

01

Life changes

You may qualify to enroll in or change Marketplace plans before next Open Enrollment due to a life change, like:
Losing health coverage (including Medicaid or CHIP)
Moving
Getting married or having a baby
Find out if you can enroll in or change Marketplace health plans now, due to a recent life change. Here are some examples that may qualify you for a Special Enrollment Period:
Moved to:
A new home in a new ZIP code or county
The U.S. from a foreign country or U.S. territory

02

Loss of health coverage

In the past 60 days (since July 25, 2026), you or someone in your household:
Lost existing health coverage, including job-based, individual, and student plans
Lost eligibility for Medicare
Turned 26 and lost coverage through a parent’s plan
In the past 90 days (since June 25, 2026), you or someone in your household:
Lost eligibility for Medicaid and CHIP
Or will lose health coverage in the next 60 days (before November 22, 2026)

03

Changes in household

In the past 60 days (since July 25, 2026), you or someone in your household:
Got married or divorced
Had a baby, adopted a child, or placed a child for foster care
Died. Moved to a new home
In the past 60 days (since July 25, 2026), you or someone in your household:
Moved to or from where you:
Attend school (if you’re a student)
Both live and work (if you’re a seasonal worker)Live in a shelter or transitional housing

04

Income

Depending on income, you might qualify to get health insurance coverage through:
Medicaid
The Children’s Health Insurance Program (CHIP)

Household income
Enter your household’s monthly gross income for this whole month.
Your gross income is the amount you earn before taxes, benefits, and other items are deducted.

05

Estimate the total income

Enter your household expects to earn this whole month. For example, if it’s May 20, you’ll add how much income you and your household already earned in May and estimate how much more income they’ll earn for the rest of the month. Enter the total income amount you expect your household to get for the entire month.
Include any expected changes, like raises, employment changes, gaining or losing a dependent, or income from other sources.
Your “household income” includes the combined income of the tax filer, spouse (if they have one), and their tax dependents, even if they don’t need Marketplace coverage.

06

What income do I include

Share some details here for Service six. This is a flexible section where you can share anything you want. It could be details or some information about your service.

What Income Do I Include?

Include income from:

  • Jobs, including wages, salary, tips, commissions, bonuses, and severance pay
  • Self-employment, like income from a small business you have, or freelance, consulting, or contract work
  • Unemployment compensation
  • Pensions from former employers
  • Social Security
  • Social Security Disability Income (SSDI)
  • Capital gains
  • Investments, like interest on savings or dividends from stocks or mutual funds
  • Retirement, including withdrawals from most 401(k) and IRA accounts
  • Alimony (Only enter alimony if a person’s divorce or separation was finalized before January 1, 2019.)
  • Farming or fishing
  • Rental or royalty
  • Other income, like canceled debts, court, jury duty pay, gambling, prizes, awards, taxable scholarships, and grants

Don’t include:

  • Proceeds from loans (like student loans, home equity loans, bank loans, or personal loans)
  • Child support
  • Veterans’ disability payments
  • Worker’s compensation or injury damage awards
  • Gifts, regardless of amount
  • Federal tax refunds and credits, like the child tax credit amount you may get in payments during the year

If you’re a member of the clergy or religious order,

enter only the income you include on your federal income tax return.

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