LIFE INSURANCE MEDICAL GROUP MANAGEMENT, LLC

Which Wellcare Medicare Advantage plan is best for you

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Depending on your area, Wellcare offers plan types like D-SNP, HMO, PPO, and C-SNP so you can choose the coverage option that’s right for you. The Medicare Advantage plan type influences what providers you can see, whether or not you need referrals to see specialists, and how much you will pay out of pocket. From additional dental, vision, and hearing coverage to resources and support you can use every day, Wellcare simply gives you more — including $0 or low monthly plan premiums. Things to look for in your Medicare Advantage plan options: From additional dental, vision, and hearing coverage to resources and support you can use every day, Wellcare simply gives you more — including $0 or low monthly plan premiums. Things to look for in your Medicare Advantage plan options

Medicare Advantage Plan Benefits – All Medicare Advantage plans are required to offer the same coverage as Original Medicare, which includes Part A (hospital) and Part B (medical) coverage. Medicare Advantage plans also offer a wide variety of valuable additional benefits that Original Medicare does not, such as dental, vision, hearing and prescription drug coverage.

Deductible – The deductible is the amount of money you pay out of pocket before your plan begins to pay. Medicare Advantage plans have low or no deductibles and limited out-of-pocket spending, unlike Original Medicare.

PPO PLANS

Wellcare Preferred Provider Organization (PPO) plans give you more coverage and benefits than Original Medicare. Plus, with a wide network of doctors, providers, specialists and hospitals, our PPO plans give you the freedom to choose the providers that work best for you. You don’t even have to select a Primary Care Provider (PCP). Because, at Wellcare, we believe your health should be between you and your doctors.

HMO PLANS

Our Wellcare Medicare Advantage HMO plans focus on access to care and affordability. It starts with access to our wide network of doctors and hospitals, plus more benefits than Original Medicare. Staying in-network for care can give you greater cost savings throughout the year. Wellcare offers a variety of Wellcare HMO plan options. All Wellcare HMO plans come with personal daily support.

D-SNP PLANS

A Wellcare D-SNP is a special type of Medicare Advantage plan. D-SNPs are special because they provide additional support and benefits at no extra cost for people who qualify for both Medicare and Medicaid coverage. If you qualify for a D-SNP of if you have low income, you may also be eligible for the EXTRA HELP program which provides cost support for prescription drugs. Let Wellcare help you get all the coverage and benefits you qualify for.

C-SNP PLANS

Our Chronic Condition Special Needs Plans (C-SNP) take a proactive approach to help manage chronic conditions like diabetes, cardiovascular disease, or congestive heart failure. Every Wellcare C-SNP is designed to provide cost savings on key medical necessities, like insulin, alongside coordinated care to help manage and reduce potential health risk associated with these conditions.

Our plans offers many extra benefits 

Dental Benefit

Keep smiling with your Dental Benefit!
If your plan includes dental coverage, you’ll have access to dentists and dental specialists nationwide.

Hearing Benefit

Stay connected with loved ones with your Hearing Benefit. 
Your benefit will help cover your hearing exams, follow-ups, hearing aids and batteries, and hearing aid fittings.

Vision Benefit

Protect your eye health with your Vision Benefit. 
Take care of your vision through routine eye care, glasses, and more. 

Wellcare Rewards

Many plans also allow you to earn rewards for your healthy habits. Complete healthy activities for rewards.

Transportation Benefit

Reliable transportation is important to getting and staying healthy. Some of our Medicare Advantage plans include a medical transportation benefit.

Fitness Benefit

Your fitness benefit covers the cost of a gym membership, in-person fitness classes, and online classes from home. There are options for all levels and abilities.

Dario Mind

Dario Mind is an online tool that focuses on healthy activities that support mental health, aging, and your overall well-being.
Members only login in after you apply!

Wellcare Spendables®

The Wellcare Spendables® card is a preloaded card you can use to help pay for eligible health items and services you need to stay healthy.

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